Benefits Calculator UK
Put a value on your whole package, see how it compares with the market for your level, or compare two job offers.
Tap a card to add it. Drag the slider to see where you sit against people at your level.
Your pension gets £0 a year.
Tax relief is worked out at your top rate of income tax (20%, 40% or 45%, England, Wales and Northern Ireland 2026/27). Scottish rates differ.
Your benefits vs the market.
Market figures from the Robert Walters Benefits Guide (3rd ed.), UK & Ireland combined, for your level and company size; middle bands worked out from its tables. Health insurance is shown but not given a money value: the guide has no UK cost figures. Car allowance and share options are only given for smaller employers, and income protection only as an all-levels figure (27%). The guide has no figures for life assurance. A money gap is only shown for benefits most people at your level get. Package values are before tax.
Benefits benchmarks by level
What the middle of the market looks like at each level, from the Robert Walters Benefits Guide (3rd ed.). Smaller employers (up to 250 staff) / large employers (251+).
| Level | Employer pension | Bonus | Annual leave | Employer-paid health insurance | Enhanced sick pay | Most common office days |
|---|---|---|---|---|---|---|
| Junior Entry level | 3–3.9% / 5–5.9% | 1–3% / 0% | 25–26 days | 41% / 44% | 53% / 42% | 5 days / 2 or 3 days |
| Mid-level Experienced, not managing | 5–5.9% / 5–5.9% | 1–3% / 1–3% | 25–26 days | 39% / 48% | 38% / 48% | 3 days / 3 days |
| Senior Senior, not managing | 5–5.9% / 6–6.9% | 1–3% / 4–6% | 25–26 days | 45% / 52% | 48% / 47% | 3 days / 3 days |
| Manager Manages people | 5–5.9% / 7–7.9% | 4–6% / 7–10% | 25–26 days | 41% / 51% | 52% / 54% | 3 days / 3 days |
| Director Head of / Director | 6–6.9% / 7–7.9% | 7–10% / 11–20% | 25–26 days | 51% / 50% | 53% / 54% | 3 days / 3 days |
| Executive CFO, C-suite | 5–5.9% / 8–8.9% | 7–10% / 21–30% | 27–28 days | 30% / 47% | 53% / 63% | 3 days / 3 days |
Pension p.36–37, bonus (those eligible) p.40–41, annual leave p.53–54 (same for both sizes), health insurance share of people p.58–59, enhanced sick pay p.55–56, office days p.47–48. UK & Ireland combined.
How to compare two offers
The higher salary is not always the better offer.
A higher salary with a low pension and no health insurance can be worth less than a slightly lower salary with a good package. Add up the cash value of each offer: salary, employer pension, expected bonus, health insurance, allowances and shares. Then look at what has no price but still matters: annual leave, office days, sick pay, flexibility and how secure the bonus and shares are.
Check how the pension works. If the employer only matches what you pay, you need to pay in to get it. Annual leave is valued at your daily rate (salary ÷ 260 working days), so two extra days on £72,000 is worth about £550 a year. A sign-on bonus only counts once, in the first year.
Once you have chosen an offer, the contract itself is the next thing to check: notice period, non-compete, probation and how the benefits are written in.
Frequently asked questions
Benefits, pensions and comparing offers.
What is a good employer pension contribution?
For senior professionals who are not managers, the middle band is 5–5.9% of salary at smaller employers (up to 250 staff) and 6–6.9% at large employers, according to the Robert Walters Benefits Guide (3rd ed.). Managers at large employers are usually in the 7–7.9% band.
What does employer matching mean?
Some employers pay into your pension only as much as you do, up to a limit, for example "we match up to 6%". If you pay in less than the limit, you miss out on free money. The calculator shows how much the employer pays at the rate you choose.
How much does my own pension contribution really cost?
Less than it looks, because you get tax relief at your top rate of income tax. A contribution that costs 100 before tax relief costs 60 if your top rate is 40%%. The calculator works it out for your salary.
How many days annual leave is normal?
The middle band is 25–26 days a year excluding bank holidays at every level below executive, and 27–28 days for executives (Robert Walters Benefits Guide (3rd ed.), p.53–54).
How do I compare two job offers?
Add up salary, employer pension, expected bonus, health insurance, allowances and shares for each offer, then look at annual leave, office days, sick pay and flexibility. Switch this calculator to "Compare two offers" to do it side by side, including any sign-on bonus in the first year.
Where do the market figures come from?
From the Robert Walters Benefits Guide (3rd ed.), a survey of over 3,100 professionals in the UK and Ireland in 2026. Figures are for the UK and Ireland combined. "Middle band" is the band containing the middle person, worked out from the guide's tables.
Got an offer? Check the contract before you sign.
Every clause rated, your benefits compared with the market, and the exact wording to ask for. £8.99.