Frequently Asked Questions

worthmore.ie is an AI-powered salary benchmark and contract review tool for UK finance professionals. Upload your CV to find out what you should be earning, or upload an employment contract to get a plain English review before you sign.

UK-based finance professionals — accountants (ACA, ACCA, CIMA), financial controllers, finance managers, compliance officers, risk managers, internal auditors, tax managers and finance business partners. The tool is benchmarked against UK salary data from Robert Walters, Hays and Morgan McKinley 2026.

The benchmark uses the 2026 Robert Walters UK Salary Survey, Hays UK Salary and Recruiting Trends 2026, and Morgan McKinley UK Salary Guide — the same data UK finance recruiters use. It gives an estimated market range for your role, location and experience level. Figures are guidance only — individual salaries vary based on company size, sector and negotiation.

A 7-section report including: your estimated UK market salary range, what is holding your salary back, your realistic next role, 5 UK role types worth targeting with company names, a rewritten CV summary, your full CV rewritten, and an interview guide with 5 talking points drawn from your actual experience.

A plain English breakdown of your employment contract — every clause rated fair, watch out, or red flag. Benchmarked against UK employment law and 2026 UK market norms from Robert Walters, Hays and Morgan McKinley. Includes benefits benchmarking, what to negotiate and suggested wording.

No. One-time payment. No account needed. No subscription. £15 for the CV audit or £8 for the contract review. You pay once and receive your report immediately by email.

Your CV is processed in memory and deleted immediately after text extraction. We never store the raw document. If you opt in to recruiter visibility, only an anonymised summary is stored — never your full CV. See our privacy policy for full details.

Under the Employment Rights Act 1996, the statutory minimum notice is 1 week after 1 month of service, increasing by 1 week per year of service up to a maximum of 12 weeks after 12 years. Most professional contracts offer more than the statutory minimum — the market standard for finance roles at manager level is 1-3 months on both sides.

Non-compete clauses are enforceable in the UK if they are reasonable in scope, duration and geographic area, and protect a legitimate business interest. UK courts generally consider 6-12 months as reasonable duration for most finance roles. Clauses covering broad sectors ("all of financial services") or long periods (18-24 months) are more likely to be challenged. Always seek legal advice before relying on a non-compete being unenforceable.

UK employers must automatically enrol eligible workers into a pension scheme under the Pensions Act 2008. The minimum employer contribution is 3% of qualifying earnings, and the minimum total contribution (employer + employee) is 8%. Market standard in UK financial services is 5-7% employer contribution — if your employer is contributing only the statutory minimum 3%, this is worth negotiating.

IR35 (the off-payroll working rules) determines whether contractors working through a limited company should be taxed as employees. If HMRC determines you are inside IR35, your income is subject to Income Tax and National Insurance as if you were employed directly. Since 2021, medium and large businesses are responsible for determining IR35 status. This significantly affects your effective take-home as a contractor.

Garden leave means you are paid your full salary during your notice period but are not required (or permitted) to work. It is common in financial services roles where an employer wants to prevent you from immediately starting at a competitor. If your contract includes a long notice period, negotiating for garden leave to be served against any non-compete period can reduce the effective restriction on your next move.

The market standard for probation periods in UK finance is 3-6 months. During probation, either party can typically terminate with shorter notice (often 1 week). A 12-month probation period is above market standard. Since 6 April 2024, employees have had the right to request flexible working from day one of employment — including during probation.

Statutory redundancy pay is calculated based on age, weekly pay (capped at £643 per week for 2026) and years of service. You receive 0.5 week's pay per year under 22, 1 week's pay per year aged 22-40, and 1.5 weeks' pay per year aged 41+. Enhanced redundancy pay above the statutory amount is offered by some employers and is worth checking for in your contract.

Based on 2026 UK salary guides, the market range for a Finance Manager in London is £55,000-£80,000 for 3-5 years PQE, and £60,000-£90,000 for 5+ years PQE. Financial services and tech sectors typically pay at the upper end of this range. Outside London, salaries are typically 15-25% lower depending on location. Source: Robert Walters UK 2026, Hays UK 2026.

Financial Controller salaries in the UK range from £65,000-£100,000 in London and £52,000-£78,000 in Manchester. The range varies significantly by company size, sector and whether the role has a team. ACA qualification typically commands a premium over ACCA and CIMA at FC level. Source: Morgan McKinley UK 2026, Robert Walters UK 2026.

London salaries are typically 15-25% higher than equivalent regional UK roles. South East England runs 10-15% below London, Manchester/North West 18-25% below, and Midlands 22-30% below. Edinburgh typically runs 10-18% below London for finance roles. Use our UK salary calculator to see your take-home at different salary levels across the UK.